What Is Ford Credit?

2026 Ford Escape Towing a Boat

Ford Credit is the financial branch of the Ford Motor Company. Sacramento shoppers who are interested in buying a new Ford vehicle can greatly benefit from the Ford Credit financing program. There are multiple options available, meaning no matter what your financial situation is, there’s a Ford Credit plan that will work for you. Learn more about the program with Woodland Ford.

Buying vs. Leasing

With Ford Credit, you have the option to buy or lease your next Ford in Davis. We’ll go into detail about the available plans for both options below:

Buying

  • Standard Purchase: This plan offers flexible payment terms and allows you to customize your vehicle at any time. Additionally, there are no mileage limitations or extra wear/use charges, and each payment you make builds equity, so your next Ford vehicle purchase will come at a lower price. New, used, and certified pre-owned vehicles all qualify for the Standard Purchase plan.
  • Flex Buy: Opting for the Flex Buy program will award you a special payment plan with lower payments during the first few years. To qualify, you must purchase a new vehicle, and only one term is available.

Leasing

  • Red Carpet Lease: This plan offers a variety of terms and numerous benefits, including seven available mileage options. An Advance Payment Program allows you to settle all your lease payments in one lump sum that will typically be less money than the total of your monthly payments would have been. The Red Carpet Lease also offers a range of lease-end options. When your contract is up, you can buy or lease a new Ford, purchase the leased vehicle at a previously determined price, or simply return the vehicle.

Benefits of Ford Credit

The Ford Credit program was designed with Elk Grove drivers in mind. They have helpful resources to get yourself up to speed if you’re new to the car buying process; you’ll be able to head to the dealership feeling confident and prepared to make the best decision for you. Not only that, but Ford Credit also offers personal assistance from their finance specialists, and they’re happy to work with you should you fall ill, have an accident, or require payment relief if you’ve become a victim of a natural disaster.

Buy or Lease Your Next Ford Vehicle With Ford Credit at Woodland Ford

Interested in buying or leasing a F-150 or Escape with a Ford finance plan? Contact us or stop by our Woodland dealership to get the process started. We’ll get you behind the wheel of your dream car in no time! Be sure to browse our incentives and offers before visiting, and consult our finance center to get started from the comfort of your own home today.

More from Woodland Ford

  • 2026 Ford F-350 Overview

    The Ford F-350 is a powerhouse, providing drivers in Sacramento and the surrounding areas with the capabilities they need for tough tasks. If you are ready to upgrade from a light-duty truck, learn about the Ford F-350 today! Our guide reviews the 2026 Ford F-350 trim levels and so much more. Contact Woodland Ford to set…

  • 2026 Ford F-250 Overview

    The Ford F-250 has everything Sacramento drivers love about the F-150, but with exceptionally more power and durability. We dive into the 2026 Ford Super Duty specs for the F-250 model to show drivers what exactly can be expected from this exceptional vehicle. We invite you to take a look at the performance capabilities, dimensions,…

  • 2026 Ford Explorer Engine Specs & Performance

    The 2026 Ford Explorer combines three-row practicality, strong engine options, and capable towing power all in one legendary SUV. Whether you are an active family, a weekend adventurer, or a daily commuter, the Ford Explorer engine specs ensure an unforgettable driving experience on Sacramento and Davis roads. Below, Woodland Ford takes a closer look at the Ford…

Saved Vehicles

You don't have any saved vehicles!

Look for this Save icon

Once you've saved some vehicles, you can view them here at any time.

Get Directions

524 Quality Circle, Woodland, CA, 95776

Select Language

Woodland Ford 38.676546, -121.719210.